The Insurance Regulatory and Development Authority (IRDA) Friday said the issue of offering cashless treatment under health insurance policies issued by the four government-owned general insurers ‘is getting resolved’. IRDA Chairman J. Hari Narayan said that prior to dispute there were only 300 government owned insurers as compared to 400 now.
The four government-owned non life insurers had earlier delisted major hospital chains from offering cashless hospitalization facility for their health insurance policy holders on the ground that the hospitals are over charging the patients.
He was in Chennai to launch the country’s first health cum life insurance product introduced by the city-based Star Health and Allied Insurance Company Ltd partnering with private life insurer Shriram Life Insurance Company Ltd. when he clarified.
There are talks of creation of separate regulator for the healthcare sector. Also, Confederation of Indian Industry (CII) has said none of the major super speciality hospitals have signed with the Raksha TPA (third party administrator).
CIIs members are waiting for a response from the insurers and the TPA since the meeting Raksha in Delhi. As on August 12, the hospitals in Delhi have worked out the packaged rates for 42 procedures and submitted to the TPA.
Once cashless is restored in the empanelled hospitals, in the second phase, hospitals and insurers along with other stakeholders of the health insurance ecosystem and the competent authority would work on a classification of hospitals, which would be agreeable to all.
The other side:
Preventing the Causes of Diabetes
Infection of the pancreas, stress, weight, in activeness, history in family, age, gender, blood pressure, race, and poor diet, are some of the many reasons people have diabetes. There are some people that come close to developing diabetes but their blood sugar level is not high enough for it to be seen as diabetes. If it is not caught it could turn into type 2 diabetes.es.
Twice as many women are affected by depression than men with an increased risk of depression in women who have reached midlife. Menopause also seems to be a period where women are more susceptible to becoming depressed. Studies have revealed that menopause and depression occurs with more frequency during the transition to menopause. Notable is during this period there is a gradual decline in estrogen levels, where studies have shown changes in estrogen levels can be attributed to depression.
Symptoms of menopause and depression include two or more weeks where there is a loss of interest in pleasurable activities, sleep changes, Loss of energy and fatigue, trouble concentrating, changes in eating, mood changes, feelings of guilt or worthlessness, suicidal thoughts, restlessness and irritability. Many women think these symptoms are part of the getting older, these symptoms should not be mistaken as normal for getting older.
If you have an eczema flare up, it is no secret that steroid creams will relieve the itching quickly. It is also no secret that if you use steroid creams for a long period of time, you’re putting yourself at risk for some very nasty side effects: thinning skin, bleached skin, glaucoma, hypertension, and weight gain, just to name a few. It is also no secret that steroids just treat the symptoms of eczema, not its root cause. Conventional doctors will tell you there is no cure, so basically, you’re stuck, right? Wrong! You can cure your eczema and you can do it quickly. Here’s how.
1. Stop eating processed foods. Processed foods have most of their nutrition squeezed out of them. They also contain chemicals that are foreign to your body. With processed foods, you end up under nourishing yourself and slowly poisoning yourself at the same time.
Eczema on the face is possibly the most cruel symptom of all the eczema symptoms. It’s almost hopeless to hide this condition, and you’re reminded of your ailment each and every time you look in a mirror.
For many years I had massive weeping eczema on the face and different places on the face. I’ve additionally suffered eczema symptoms in my armpits, wrists, and from time to time within the palms.
Heart disease is a disorder, which affect the proper functioning of the heart. Child heart disease is common affecting many newborn and older children. This article examines the various child heart diseases and their treatment.
Congenital Heart Disease
Heart disease is a serious ailment and often leads to premature death. Many children can also suffer from heart disease. Child heart disease is actually quite a common worldwide. When a child is born with an existing defect in the heart, it is called congenital heart disease. Congenital heart disease is fairly. It affects almost one percent of all newborn.
Often, the first diagnosis of child heart disease is made during routine examination when the pediatrician detects heart murmur. Heart murmur is the noise that the blood makes as it flows through the heart. Heart murmurs are fairly common in children. It is not necessarily a sign of child heart disease.
If a heart murmur is due to a problem in a child’s heart, it is caused either by a hole in the heart, a leaky heart valve, or constricted heart valve. To confirm the diagnosis, an examination by a pediatric cardiologist is necessary. Pediatric specializes in child heart disease.
Abnormalities of the heart may or may not be noticeable at birth. For example, a hole in the heart wall will allows blood to travel from one side to the other. In such case, the baby may have blue lips or fingers. This is one of the signs of child heart disease.
Another example of child heart disease is an abnormal heart valve, which allow blood to flow in the opposite direction. Such a problem will usually require surgery once the child is older.
Congenital heart disease must be treated promptly or it will lead to more serious complications. Hence, early detection is important. Unfortunately, many heart defects are not detected at birth resulting in more damage to the heart and requiring more extensive treatment.
Some forms of congenital heart disease are actually self-healing. However, in many cases, major surgery will be required to rectify the problems.
While there are risks associated with surgery, the chances of full recovery and a normal life are very high. So the situation is not hopeless.
Connection between Premature Infants and Heart Disease
A baby is considered premature if born before 37 weeks. Most premature babies are born with some form of heart problem. A premature infant’s organs are also not fully developed, and thus require special care in a nursery or intensive care unit while their organ systems continue growth.
Although there is no sure way to avoid premature labor, one of the most important preventive measures to receive proper prenatal care. Statistics show that proper prenatal care greatly reduces the odds of premature birth and related deaths.
The pregnant mother should also maintain a healthy lifestyle, eat a diet that is rich in fresh fruits and vegetables, keep well hydrated and have at least 30 minutes of exercise each day.
Hereditary Heart Disease
Hereditary heart disease refers to heart disease, which is passed down through genes. It is not preventable. If one has a history of heart disease in the family then one is at risk of hereditary heart disease.
The risk is greater when first-degree relatives, such as your mother, father, brother, sister and so on, have heart disease.
In rare cases, high cholesterol level runs in the family. This is called familial hypercholesterolaemia. It is a genetic problem, which results in exceptionally high level of cholesterol. As a result, there is a high of heart disease.
Hereditary heart disease is caused by various factors. Sometimes, it is merely a pattern of heart disease rather than true hereditary heart disease. These are actually avoidable. For example, the family lifestyle such as poor diet, lack of exercise and smoking. All of these factors contribute to heart disease and can be the start of the chain of hereditary heart disease. In such cases, changing these risk factors will reduce the likelihood of heart disease. This means eating a proper well-balanced diet, getting plenty of exercise, as well as avoids smoking and excessive drinking.
By living a healthy lifestyle, it is possible to reduce the risk of developing heart disease, even if one’s genes are predispose to heart disease.