Irda On Health Insurance Cashless Dispute

The Insurance Regulatory and Development Authority (IRDA) Friday said the issue of offering cashless treatment under health insurance policies issued by the four government-owned general insurers ‘is getting resolved’. IRDA Chairman J. Hari Narayan said that prior to dispute there were only 300 government owned insurers as compared to 400 now.
The four government-owned non life insurers had earlier delisted major hospital chains from offering cashless hospitalization facility for their health insurance policy holders on the ground that the hospitals are over charging the patients.
He was in Chennai to launch the country’s first health cum life insurance product introduced by the city-based Star Health and Allied Insurance Company Ltd partnering with private life insurer Shriram Life Insurance Company Ltd. when he clarified.
There are talks of creation of separate regulator for the healthcare sector. Also, Confederation of Indian Industry (CII) has said none of the major super speciality hospitals have signed with the Raksha TPA (third party administrator).
CIIs members are waiting for a response from the insurers and the TPA since the meeting Raksha in Delhi. As on August 12, the hospitals in Delhi have worked out the packaged rates for 42 procedures and submitted to the TPA.
Once cashless is restored in the empanelled hospitals, in the second phase, hospitals and insurers along with other stakeholders of the health insurance ecosystem and the competent authority would work on a classification of hospitals, which would be agreeable to all.

The other side:

Shivinder M. Singh, managing director, Fortis Healthcare said ‘There will always be a differential in the levels of care and services provided by hospitals for a single type of illness. This differential is a function of structures, processes and outcomes. A scientific analysis of all these parameters is essential to grade hospitals.’
Sanjeev Bagai, CEO, Batra Hospital and Medical Research Centre said, ‘This grading or categorization of hospitals should then translate into pricing of procedures in each grade. Premature conceptualization or inference of this complex process must be avoided’. It is essential that a comprehensive exercise be undertaken of grading hospitals based on their infrastructure, clinical expertise, technology base, clinical outcomes, competency of para-clinical man power, accreditation and standards of care is done.

How Telemedicine Has Revolutionized Healthcare

Preventing the Causes of Diabetes

Infection of the pancreas, stress, weight, in activeness, history in family, age, gender, blood pressure, race, and poor diet, are some of the many reasons people have diabetes. There are some people that come close to developing diabetes but their blood sugar level is not high enough for it to be seen as diabetes. If it is not caught it could turn into type 2 diabetes.es.

At time diabetes is caused by an infection of the pancreas. In this case the pancreas doesn’t create enough insulin, this makes glucose build up in the bloodstream. Then the sugar will not carry over to the cells.

Health professionals have determined that if your waist is bigger than thirty five inches, you have slight risks of developing diabetes. Inactive people are at a high risk more so the in people that exercise two to three times a week. Going to the gym every day is not need but just a good quick walk for 30 minutes can help.

Risk of contracting diabetes grows as you get older. Studies have just been done that have proved that 80% of people get diabetes are forty five or older.

Another factor for diabetes is your family history has a lot to do with if you are going to get it or not. If your parents have diabetes or any close relative you are at risk. You share the same genes and it could be reversed if there is some sort of preventive measure.

Many reasons are behind contracting diabetes. So many people getting diagnosed in the world with diabetes it could be avoided in some cases; People have to start doing something about it. In trying to avoid diabetes there are so many options that can be taken. The worldwide web is a great way to find out about diabetes.

Too many diabetics in the United States today without major medical insurance. If they can’t get insurance from thier job, they are left having to pay for everything out-of-pocket, and without a good job, who can afford that? Being without insurance is financially dangerous, especially for diabetics. Diabetics need daily supplies of insulin and testing equipment and showing up to the emergency room without insurance can result in medical bills that can take decades to pay off. The good news is that there are many discount medical plans in the United States that can help diabetics with the out-of-pocket expenses for medication and supplies they need on a daily basis.

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Menopause And Depression

Twice as many women are affected by depression than men with an increased risk of depression in women who have reached midlife. Menopause also seems to be a period where women are more susceptible to becoming depressed. Studies have revealed that menopause and depression occurs with more frequency during the transition to menopause. Notable is during this period there is a gradual decline in estrogen levels, where studies have shown changes in estrogen levels can be attributed to depression.

Symptoms of menopause and depression include two or more weeks where there is a loss of interest in pleasurable activities, sleep changes, Loss of energy and fatigue, trouble concentrating, changes in eating, mood changes, feelings of guilt or worthlessness, suicidal thoughts, restlessness and irritability. Many women think these symptoms are part of the getting older, these symptoms should not be mistaken as normal for getting older.

Untreated depression is dangerous and can lead to much more severe depression and possible physical problems. Some examples, depression has been linked to increase risk of heart attacks and studies have shown depression to cause a loss of bone density increasing the risk of women to suffer broken bones.

Fortunately depression is very treatable. Depression affects the thinking patterns in individuals and can cause an individual to believe that their condition is incurable causing a sense of hopelessness. Through getting treatment this type of thinking pattern will improve. There are various different types of treatment available for depression.

Medication for treatment for women with menopause and depression can be very effective, with newer antidepressants now available they are much more tolerable than the older antidepressants.

For women with menopause and depression studies have shown that Hormone Replacement Therapy where estrogen is used may help in early stages of menopause. However, estrogen used as an antidepressant has not been proven.

Therapy has proven to be very successful in treating women with menopause and depression. Therapy in conjunction with medications can prove to be very effective in the treatment as well. Medications can relieve the symptoms of depression and give the individual time to receive therapy to help change their thought patterns.

Other types of treatment can involve the use of herbs and dietary supplements. Women should make sure to make their physician aware of what they are using. This type of treatment is not controlled and there has been no known studies that have proven this type of treatment has any affect on menopause and depression.

Steps to Get Rid of Eczema Fast – Without Steroids

If you have an eczema flare up, it is no secret that steroid creams will relieve the itching quickly. It is also no secret that if you use steroid creams for a long period of time, you’re putting yourself at risk for some very nasty side effects: thinning skin, bleached skin, glaucoma, hypertension, and weight gain, just to name a few. It is also no secret that steroids just treat the symptoms of eczema, not its root cause. Conventional doctors will tell you there is no cure, so basically, you’re stuck, right? Wrong! You can cure your eczema and you can do it quickly. Here’s how.

1. Stop eating processed foods. Processed foods have most of their nutrition squeezed out of them. They also contain chemicals that are foreign to your body. With processed foods, you end up under nourishing yourself and slowly poisoning yourself at the same time.

2. Eat organically farmed produce. Conventionally farmed produce is sprayed with pesticides and herbicides and trace amounts remain in the produce no matter how much it is washed. You ingest those toxins, and they all don’t pass through your body. Some remain in your cells, building up over time. Organically farmed produce isn’t sprayed with these toxins. The same is true for organically raised animals. They don’t contain the artificial growth hormones and antibiotics that conventionally raised animals do.

3. Eat in rhythm with your body’s metabolic cycle. In the early morning the cells are dumping waste products and repairing themselves. In the afternoon and early evening the body’s metabolism is geared toward digestion, which demands a lot of energy. Eat the biggest meal of the day during this time. In the late evening the body is directing nutrients to the cells. Eating in compliance with these metabolic periods will afford efficient digestion, assimilation, and maintenance of the cells, allowing proper healing to occur.

4. Detoxify your body. By doing a detox cleanse you will remove the toxins accumulated in your cells and flush them out of your body. You can enlist a naturopathic doctor to help you or buy a detox product from a reputable health food store.

By following these guidelines you will get rid of eczema fast. No, it won’t occur overnight, but it will occur quickly. In a period of several days or a few short weeks, you will notice an overall improvement in your general health, and you will notice your eczema disappearing.

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Best Way To Cure Eczema

Eczema on the face is possibly the most cruel symptom of all the eczema symptoms. It’s almost hopeless to hide this condition, and you’re reminded of your ailment each and every time you look in a mirror.

For many years I had massive weeping eczema on the face and different places on the face. I’ve additionally suffered eczema symptoms in my armpits, wrists, and from time to time within the palms.

There is little question that face eczema will stop you from living your life to the fullest. It’s not about “vanity” as some non-sufferers might think. With these kinds of serious symptoms comes the nagging sensation that something must be very wrong within your body.

Why else would it produce those horrible symptoms like eczema on the face?

In the medical establishment the fundamental cause of eczema is basically “unknown”. Nonetheless, a lot of individuals testify of having major healing experiences with natural eczema remedies.

I myself tested a lot of different ointments and lotions for my facial eczema. I tried out many different natural treatments also.

Still, none of those treatments had any real effect. Particularly not cortisone lotions that only make things worse given some time. At some point I decided to get rid of all chemical remedies, and search for a truly natural solution eczema cure.

After several years of daily experimenting and struggle I finally succeeded. My face eczema simply vanished, and it has never returned since. How did this come about?

Well, to make it brief, I started out by altering my eating habits. Not radical adjustments, but minor and regular corrections with a beneficial outcome. I would stay away from certain grains, dairy, and red meat. Only this alone helped my facial condition fairly well.

Further, I would take probiotics to support the flora of good micro-organisms in the digestive system. After some time these items cleared up my face eczema more or less completely. Sometimes simple changes will offer remarkable results.

You should also know that a brand new, but little known, finding has now leaked out. The fundamental cause of eczema on face and all other types of eczema is connected with the digestive system and constipation. This is not at all surprising in my own experience as reported in this article.

When your digestive system isn’t working as it should, everything else will suffer accordingly. Sometimes this will manifest as eczema symptoms, and sometimes other ailments. It’s well worth learning as much as possible regarding your condition, and that includes the way to deal with it permanently.

Check out these eczema on face advice and do check out this brand new amazing cure for eczema.